We provide commercial mortgage services for finance professionals and clients.

The Commercial team has been arranging commercial finance for over two decades, and have combined commercial lending experience of over 250 years.

Most property types can be funded including shops and offices, warehouses, industrial units, hotels, B&B, restaurants, takeaways, public houses, childrens’ nurseries, garages, car showrooms, nightclubs, farms, equestrian centres, houses and flats either individually or in blocks, Houses in Multiple Occupancy (HMO) including student accommodation and bedsits. We also finance commercial and residential development, renovation, conversion and refurbishment projects.

We are members of both the National Association of Commercial Finance Brokers and the Association of Bridging Professionals.

Investment Property Finance – Commercial and Semi Commercial

Whether your client is looking to finance or refinance a single property or a portfolio, we have a solution to meet just about every need,

We handle purchases, straight like-for-like refinance and capital raising – whether your client needs to fund an office block, an industrial unit, a shop with flat above or just about any other property type, we can assist.

All applicant types can be considered including individuals, partnerships (UK and overseas residents) limited companies, charities and trusts including pension schemes.

Loans are available with a choice of repayment and long-term interest-only options including properties with short commercial leases and even licences.

Property Type Maximum Loan for Investment funding Interest-Only avaliable
Shops and other retail* 75% Yes
Industrial Units
Restaurants, takeaways, cafés*
Garden Centres
Day Nurseries
Doctors’ and Dentists’ Practices

* with or without accommodation above
** against property value

Please note this is not an exhaustive list, most property types can be funded – if you cant see it above just ask!

It is also often possible to arrange funding for applicants with historic credit problems.

To find out how we can help please contact us, or submit an AIP request

Call us on 01438 567207

Our team are waiting to assist you with a solution to your case so call us on 01438 567207. Should you prefer email, contact us at

Case Studies


Husband and wife age 72 & 76 looking to downsize. They found a property they wish to purchase but had an offer pulled on the one they are selling. Rather than risking missing out on the house they used a bridging loan to purchase the new property and their exit method was once their home sold.

Current house value £1,000,000 | New House Value £400,000 | LTV 40% | Rate 0.49% | Term 12 Months (Regulated) | No Exit Fee | Completed in 10 working days

Strict timeframe

Women Aged mid 40's in Wales Going through a divorce and had a strict timeframe in which to pay off ex-partner or she would lose the house.

House Value £1,850,000 | Loan Size £1,179,114 | LTV 63% | Rate 0.75% | Term 12 Months (Regulated) | No Exit Fee

Unsatisfied ccj's

Man in his 50's with a couple unsatisfied ccj's totalling £13,000 needed to purchase a new house but was unable to get a mortgage. We used his house as security and was able to satisfy his ccj's as well as raise the amount he needed to purchase a new home before selling his current house.

House Value £500,000 | Loan size £350,000 | LTV 70% | Rate 1% | Term 12 Months (Regulated) | No Exit Fee

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